Critical Illness Insurance Starting from AED99/month
- Affordable
- Flexible Plans
- Excellent Benefits
Flexible world-wide plans
30 years of experience
60+ Leading Insurance Providers
- COVID-19 Coverage
- Free consultation
Critical Illness Insurance Cost Less Than You Think.
LARGEST INSURANCE BROKER IN THE MIDDLE EAST
Winner of 22 top industry awards
Over 400 dedicated professional advisors
Access to leading insurance providers
Critical Illness Insurance cost less than you think
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A Pair of Movie Tickets and Snacks =
2 Months of Critical Illness Insurance Premium -
The Latest Video Game =
1.2 Years of Critical Illness Insurance Premium -
Latest Smart Phone =
3.5 Years of Critical Illness Insurance Premium -
The New LED TV =
5 Years of Critical Illness Insurance Premium
Critical Illness Insurance Starting from Only AED99/month
Still think you cant afford critical illness? Compare the yearly costs against items you wouldn’t give a second thought about buying.
World-Class Solutions At The Most Competitive Prices.
Death Benefit
To ensure that your loved ones don’t financially suffer if you die unexpectedly. The death benefit is the payout your beneficiaries receive if you die. The insurance death benefit payment is the amount of coverage you purchase when you sign up for your insurance policy.
Critical Illness
Critical illness cover provides our customers with tremendous financial security. It allows for income replacement if the life insured is unable to work as a result of a critical illness covered by the policy. The lump sum pay out in the event of a critical illness diagnosis reduces financial disruptions for the family which might affect daily living and increase expenses
Family income benefit
Family income benefit allows you to provide your family with a regular income, in the unfortunate event of your demise. The family would receive a fixed income on a regular basis for a predetermined term, following the death of the life insured.
Hospitalisation benefit
This is an optional benefit which is payable if the life insured is hospitalised for 4 or more consecutive days. The lump sum can be used for meeting additional expenses outside the health insurance cover or for compensating the loss of income during the period of hospitalisation.
Total and permanent disability benefit
Disability cover allows for a family to remain financially independent in the event of total and permanent disablement of the life insured. A lump sum is payable to help meet the increased costs of living with a permanent disability, thereby replacing the possible loss of income.
Dismemberment benefit
This benefit provides additional cover if the life insured sustains bodily injuries and suffers the loss of sight or limb as a direct of result of those injuries. A lump sum is payable, either full or part of the sum insured, as defined in the policy.
We are very fortunate to have formed excellent partnerships with many of our clients.
Any questions
we are here to help
Get a free financial check up with one of our advisors to help you identify your requirements. A dedicated advisor will work with you to find the best life insurance plan for you.
We carry out a detailed fact find to identify your life insurance needs and any gaps in your financial planning and according to your target goal and the length of your accumulation period, we will help you find a bespoke plan.
This is a perfect time to start planning for the future and your protection and savings needs.
Living away from your home country can mean that you are more emotionally and financially dependent on each other, so it’s vital to be secure in these aspects, both now and in the future. The burden of financial worry can be relieved by investing in life and critical illness cover, along with regular savings plans.
We may think that we will never contract a critical illness, but sadly this is not always the case. Insurance rates are very affordable in your 20s and 30s and good value for money. The best time to buy life and critical illness cover is when you are young – the longer you postpone this the more expensive it gets.
Regular savings plans will ensure you have sufficient funds for your future. You may wish to save for a deposit on a house, educational costs or retirement. As you have not started your family yet, this is a great time for you and your husband to start saving as you are both earning and potentially have more disposable income.
The earlier you start to save, the more options you have in the future if you start a family or need to take a break from savings/policy payments.
By taking out an insurance policy with critical illness benefits, you can safeguard against a heart attack and 33 other critical illnesses such as cancer, benign brain tumor, blindness, liver failure, multiple sclerosis and major organ transplant. Unlike the medical insurance policy, which would cover the cost of medical care, a critical illness benefit pays out a lump sum amount if the life insured is diagnosed with, or undergoes a medical procedure covered under the policy. The insured is then able to use the money from the lump sum payment to help pay off existing financial commitments such as children’s education, mortgage and loans and that there is enough capital remaining to allow the insured to maintain the standard of living they are accustomed to. Taking out a policy with the critical illness cover will ensure you have the peace of mind that in the event of a critical illness, the person insured will be able to maintain their standard of living and that outstanding loans or debts can be repaid.
Regulated by the UAE Insurance Authority registration number 207
Dubai commercial license number 583403 & Abu Dhabi commercial license number 1005402