Business Interruption Insurance

When an event such as a fire, natural disaster, or equipment breakdown interrupts your business activities, our Business Interruption Insurance ensures you stay financially secure.

Here’s how the coverage typically works:

Triggering the Policy: If a covered event impacts your business, the insurance policy activates after a specified waiting period, typically between 48 and 72 hours, depending on the policy terms.

Coverage Period: Once the policy is triggered, the coverage continues until the business is up and running or until the maximum indemnity period ends.

Income Replacement: During the disruption, we provide income replacement, which helps you maintain cash flow for operations and cover lost profits due to the inability to generate revenue.

Reimbursing Extra Expenses: We also cover additional expenses, such as renting temporary facilities or purchasing new equipment to reduce downtime and get your business back on track.

We ensure that the recovery process is as seamless and efficient as possible, minimizing the impact of the disruption on your bottom line.